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Bankruptcy after the Pandemic

Posted by Brian Hallaq | Jan 19, 2023 | 0 Comments

As life begins to get back to normal after the years of life altering affects of Covid-19, we have to start figuring out solutions to the financial damage that many people experienced.Many people faced serious financial issues as a result of the pandemic that are often not being felt until now.Ye...

When it comes to Bankruptcy attorneys, local is better.

Posted by Brian Hallaq | Sep 05, 2022 | 0 Comments

When you are looking for a Bankruptcy attorney you typically go to your web-based search engine and type in “Bankruptcy attorney near me”.  The irony of this search term is that, more often than not, it will send you to the web site of a Bankruptcy attorney who is NOT near you. Bankruptcy is a v...

Can I buy a house after a Bankruptcy?

Posted by Brian Hallaq | Aug 04, 2022 | 0 Comments

This is probably the #1 question that I get at some point during my representation of a client.  Here is the short answer:  YES.  You can buy a home after filing for Bankruptcy.  In fact, you can both sell or purchase property while you are in Bankruptcy (with prior court approval), so by definit...

Picking a Bankruptcy Attorney

Posted by Brian Hallaq | Jun 16, 2022 | 0 Comments

So, the last two years have seen record low Bankruptcy filings, primarily because there have been a number of government programs that have helped consumers to stave off collections and assist with gaps in employment. As the effects of Covid-19 has receded these programs have been coming to an e...

Bankruptcy as a solution to a wage garnishment.

Posted by Brian Hallaq | Feb 21, 2022 | 0 Comments

Many people come to my office after having suffered through one, two, or even three garnishments. The truth is that the vast majority of people would prefer to pay their bills instead of filing for Bankruptcy. Therefore, despite how disruptive a wage garnishment can be, many people accept the gar...

Court is coming back…time to put the suit back on.

Posted by Diem Hallaq | Aug 11, 2021 | 0 Comments

I think that we can all agree that the pandemic has been an awful experience. Besides the serious life & death issues, we have all had to deal with serious complications to our daily lives, such as kids not being able to go to school, business closures, masks, and product shortages. Notwithstan...

Why You Need to Understand What Inflation Is

Posted by Diem Hallaq | Jun 17, 2021 | 0 Comments

Unless you are old enough to remember the economics of the 1970's, inflation might seem like a nerdy term that really has no relevance to your life. This is why you need to understand how inflation affects your life and what adjustments you may need to make as a result. Imagine that one day, yo...

Why Waiting To Work Might Be A Mistake.

Posted by Diem Hallaq | Jun 03, 2021 | 0 Comments

As we are coming out of our Covid downtime many people have serious decisions to make. Life returning to normal means that many of the moratoriums will be coming to an end, student loans will soon become due, forbearances will end, evictions and foreclosures will start again, and choices will hav...

As The World Re-Opens, So Do Collection Agencies

Posted by Diem Hallaq | Mar 09, 2021 | 0 Comments

Let's face it…this has been an unprecedented 12 months. From March 2020 to March 2021, the world as we knew it changed because of the Corona virus. Amongst the mask mandates, business shut-downs, and school closures, there were a host of Federal and State moratoriums on collection activity, inc...

Having Car Problems? Yes, you do have options.

Posted by Diem Hallaq | Jan 22, 2021 | 0 Comments

So when you file a Chapter 7 Bankruptcy, your options related to a car are generally limited, as opposed to a Ch. 13 where we can in many cases, cure delinquencies, lower your interest rate, or even reduce the balance on the vehicle loan. Unfortunately, all of those options in a Ch. 13 come wit...

Prioritize Your Finances & Bankruptcy Planning

Posted by Diem Hallaq | Jan 07, 2021 | 0 Comments

Hi Folks, Brian here. I hope you are having a Happy New Year. Changes are certainly coming to 2021, and not all of them are good. As we start to recover from the Covid-19 pandemic, which may still be many months away, we will have to reckon with the economic damage that has been done. Many peop...

Changes in Bankruptcy Filings during Pandemic – Part 2

Posted by Diem Hallaq | Dec 30, 2020 | 0 Comments

Hi Folks, In my last post I talked about the changes that we have seen to the Bankruptcy process because of the Covid-19 pandemic. Clerk's offices and Judge's Chambers are harder to get information from, and trying to navigate complex court processes just over the phone can be challenging. I...

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