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Chapter 13 Bankruptcy

chapter 13 bankruptcy

Chapter 13 is designed for individuals with regular income who would like to pay all or part of their debts in installments over a period of time.  A Chapter 13 allows you the opportunity to restructure your life with a payment plan that fits your needs and your budget.  This is your opportunity to restructure your life with a payment plan that fits your needs and your budget.  It is a repayment of all or parts of the debts of an individual with regular income. Under chapter 13, you must file with the court a plan to repay your creditors all or part of the money you owe them from your future earnings. The period allowed by the court to repay your debts may be three or five years, depending upon your income and other factors. The court must approve your plan of repayment before it can take effect.  A Chapter 13 Bankruptcy:

  • Can stop a foreclosure
  • Can restore your driver's license
  • Can eliminate a second mortgage
  • Lower the interest rate on your car
  • Obtain an affordable student loan payment
  • Pay back your taxes over five years
  • Pay back your child support over five years
Talk to an experienced Bankruptcy attorney about your options.

Contact Us Today

Are creditors calling you? Is there an unexpected job loss? Increasing medical bills? Are you using your credit cards to buy groceries and cannot afford to pay the minimum? We understand the stress that financial hardships can cause to you, and the confusion about choosing the right solution. As experienced Bankruptcy attorneys, Brian and Diem Hallaq can help you regain control over your finances. We help clients who want to file Chapter 7 and Chapter 13 Bankruptcy petitions.

Call or Text

Phone: 206-423-9592
Phone: 206-751-6643

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