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Chapter 7 Bankruptcy

chapter 7 bankruptcy

This is the most common way to get a fresh start from overwhelming debt with a minimum investment of time and money.  Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under chapter 7. The purpose of filing a chapter 7 case is to obtain a discharge of the debts existing as of the date you file a case. However, not all debts are dischargeable. A Chapter 7 Bankruptcy:

  • Can eliminate credit card debt.
  • Can eliminate medical bills.
  • Can eliminate old apartment bills/evictions costs.
  • Can help you get a fresh financial start in about three months.
  • Can help you qualify for a car.
  • Can help you qualify for an apartment.
  • Can help you move forward with your life.
  • Can stop wage garnishments.
  • Can stop harassing bill collectors.
We are happy to discuss your Chapter 7 options!

Contact Us Today

Unexpected job loss? Increasing medical bills? Are you falling behind on your mortgage payments but want to keep your home? Using your credit cards to buy groceries? We understand the stress that financial hardships can cause to you, and the confusion about choosing the right solution.

Call or Text

Phone: 206-423-9592
Phone: 206-751-6643