Hi Folks,

So I got the following email from Google the other day regarding “ad words” that will be rejected because these industries have been related to scams:

Notice that one of the industries listed is “Credit repair services” and another is “Personal loans”.  These are two of the most popular “non-Bankruptcy” options that most people consider.  Many people don't want to consider the possibility of a Bankruptcy.  That is totally understandable…nobody wants to be in Bankruptcy, but that often causes people to unrealistically place their financial future in the hands of companies that are either fraudulent or predatory in nature.  Google has picked up on this.  In fact, the term “Bankruptcy” is also being flagged by Google, even though we have Federal “Bankruptcy” Courts that enforce “Bankruptcy” law, but because companies that offer “Credit repair services” or “Personal loans” as an “alternative to Bankruptcy” are taking advantage of a lot of people.

The main point here is to do your research.  Read honest and real customer reviews.  In our Bankruptcy practice, we see a lot of people who pay thousands of dollars to “credit repair agencies” and still need to file for Bankruptcy.  Similarly, we also see people who get into high interest “personal loans” in order to “consolidate” their debt, only to realize that they have not improved their financial position.

As always, be a good careful consumer.  There is no reason not to consult with a Bankruptcy attorney in addition to your non-Bankruptcy option research.  You deserve to have the maximum amount of knowledge before making any serious financial decision.